Help. Is there anything better than Cursor for people spending >$20/day on Cursor?

It costs more than the highest plans for Claude Code, Codex, Gemini CLI, so I am wondering if one of those are better. But (1) I am afraid of being locked to a single model family, and (2) worried about lower quality because subscription-based services are more incentivized to save tokens than usage-based pricing.

What's the meta right now?